What Our Legal Terms Actually Cover
Our terms govern how you create and use an account, how your payment activity is logged across DANA, OVO, GoPay and QRIS, and how bank transfer or virtual account transactions are recorded for withdrawal verification. Eligibility to hold an account depends on local law, and we
-
1
apply jurisdiction-specific rules to every account opened in Indonesia. Your personal data — including phone verification records, wallet linkage details, and session logs — is processed only for the purposes described in our privacy notice. We retain transaction records for the period required under applicable regulations
-
2
and delete other data on request where the law allows. Our terms are written in English; in any conflict, the English version controls.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.